For many of you, that could mean a change to your Medicare Advantage or Prescription Drug coverage in 2020. We are here for you as you navigate your coverage, understand how it works and be confident you made an informed decision.

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Starting October 15 through December 7, Medicare Open Enrollment is the time of year when Medicare beneficiaries can review changes to their current coverage and switch plans for 2017. This is important because Medicare Advantage and Prescription Drug Plans can make changes yearly to their benefits, including premiums, deductibles, co-pays, maximum out of pocket and provider networks. Additionally, your needs can change as well!

In October, Social Security announced a 2% increase to the 2018 benefits due to a cost of living adjustment (COLA). Social security beneficiaries should see this increase in their January 2018 benefits. Additionally, there was an adjustment to the maximum amount of earnings subject to Social Security tax.

If you are a Medicare Beneficiary, you watched as another Annual Enrollment Period has come and gone. What you may not know is that you still have many opportunities throughout the rest of this year and through next, to pick-up or switch your plan selection.