Informed Choice valued clients, please follow the instructions below to securely update your prescriptions for your agent to review. We highly recommend that you take the time to complete your list as plans do change every year.

Informed Choice valued clients, please follow the instructions below to complete and send your prescription drug list securely to us for review. We highly recommend that you take the time to complete your list as plans do change every year.

So, you’ve been planning for retirement and as part of that process you have a high deductible health insurance plan, otherwise known as a health savings account (HSA) qualified insurance plan. You either have it through your employer group insurance or you have purchased the insurance on your own, direct from the insurance company.

Are you worried about the coronavirus (COVID-19)? Medicare is now covering the test to see if you have the virus if your doctor or health care provider orders it. The test must have been done on or after February 4, 2020. Due to this recent change, your claim cannot be submitted until after April 1, 2020.

According to a National Coverage Determination in late January 2020, Medicare will now cover acupuncture for chronic low back pain. Chronic low back pain is defined as:

For many of you, that could mean a change to your Medicare Advantage or Prescription Drug coverage in 2020. We are here for you as you navigate your coverage, understand how it works and be confident you made an informed decision.

One in seven Americans has diabetes; many of which don’t know they have the disease. November is American Diabetes month - learn more here.

Starting October 15 through December 7, Medicare Open Enrollment is the time of year when Medicare beneficiaries can review changes to their current coverage and switch plans for 2017. This is important because Medicare Advantage and Prescription Drug Plans can make changes yearly to their benefits, including premiums, deductibles, co-pays, maximum out of pocket and provider networks. Additionally, your needs can change as well!

In October, Social Security announced a 2% increase to the 2018 benefits due to a cost of living adjustment (COLA). Social security beneficiaries should see this increase in their January 2018 benefits. Additionally, there was an adjustment to the maximum amount of earnings subject to Social Security tax.

If you are a Medicare Beneficiary, you watched as another Annual Enrollment Period has come and gone. What you may not know is that you still have many opportunities throughout the rest of this year and through next, to pick-up or switch your plan selection.